Choose your MCA membership plan today!
24 Hour Emergency Road Service and Towing
Unlimited 24/7 roadside assistance including towing within 45 minutes of your call.
- • Jump Start
- • Flat Tire Change
- • Fuel Delivery
- • Lockout Service
- • Emergency Towing
With “Sign-and-Drive” MCA will get you back on the road or to a servicing facility with no out of pocket expense.
Get towing to nearest facility for covered cars or pick up trucks.
Get towing to any facility within 100 miles for covered cars or pick up trucks.
Up to $100 coverage for emergency roadside towing of:
- • boat trailers being pulled by your covered vehicle
- • utility trailers being pulled by your covered vehicle
- • while you are driving your RV
- • while you are driving your pickup with a load capacity exceeding 1 ton
- • while you are driving your pickup of a dual wheel class
This is only available for the Total Security product.
Legal Defense Coverage
MCA will pay up to $2,000 for your attorney to defend you against police charges resulting from driving your covered auto. You pick your own attorney and MCA will reimburse up to the amount covered. (With the exception of NY. MCA will pay directly.)
- • Up to $200 for covered Moving Violations
- • Up to $500 covered auto related personal injury matters
- • Up to $500 covered vehicle damage issues
- • Up to $2,000 for covered auto related Negligent Homicide or Vehicular Manslaughter
Arrest Bond Protection
Bail Bond Protection
Emergency Travel Expense Reimbursement
Car Rental Coverage
Stolen Vehicle Reward
Farm and Ranch Reward
Credit Card Protection
Trip Planning and Travel Reservations
Medical Expense Benefits
Emergency Reimbursement Benefits
If you go to the emergency room as a result of a covered accident, you can receive up to $500 with up to $100 payout for each of the following:
- • Cast or Splint
- • Ambulance Service
- • Anesthetic
- • X-Rays
- • Emergency Room Facility Cost
Daily Hospital Benefit
Accidental Death Benefit
We’ve got you covered. Your estate will receive $10,000 when you die as a direct result of injuries received in a covered accident.
As a member, you may enroll, free of charge, in one of three additional all accident AD&D coverage’s to suit your needs:
- 1. You, as named member, up to $50,000; or
- 2. You and your spouse, up to $25,000 each, plus job retraining is available for surviving spouse in many cases; or
- 3. You for up to $30,000, your spouse for up to $15,000, and your children up to $3,500 each. Optional benefits include job retraining for surviving spouse, continuing childcare and continuing education support.
Worldwide Travel Assistance
24/7 emergency medical assistance services worldwide
Including emergency evacuation and repatriation services whenever you are traveling 100 miles or more away from your principal residence.
- • Medical Evacuation
- • Medical Repatriation
- • Non-Medical Repatriation
- • Return of Remains
- • Visit to Hospital
- • Return of Child
- • Return of Companion
Our agents are happy to discuss the MCA Protection Plans with you so you can determine which plan best meets your needs.
We can be reached 7 days a week (866) 467-2221